Contractors

Whether you are an IT Contractor, Pharmaceutical Consultant or any other form of contractor, it can be difficult to obtain a mortgage due to the nature of your employment.

We are highly experienced in arranging mortgages for contractors and will research all the options to find the right mortgage product based on your needs and requirements.

Mortgage deals may not be available and lending is subject to individual circumstances and status.

What Are The Steps Involved?

We have access to a comprehensive range of mortgage lenders, all of which have vastly differing criteria. Therefore, it is important that you use a company that can research all the options to find the right mortgage product based on your needs and requirements.

We usually arrange a chat with you over the phone initially and help you understand the amounts you can borrow, costs of buying a property and the likely monthly payments.

We will summarise our entire conversation to you by email and explain the next steps in terms of helping you obtain a mortgage.

Once we have all the necessary information, we can obtain an AIP (Agreement in Principle) which you can use to show estate agents, evidencing your ability to obtain a mortgage. We are more than happy for you to provide our contact details to the agent, should they need your offer to be ‘financially qualified’.

Once you have an offer we will help secure the right mortgage deal based on your needs and requirements and liaise with the estate agent, mortgage lender, solicitor, surveyor and all associated parties to ensure that the mortgage offer is issued as quickly as possible. We will also help you with all the legal forms that need to be completed and guide you right through to getting the keys to your new home.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.